Charles schwab corporation

Informações da Empresa Pública:

"O Dia Trader da Schwab é apenas um elemento da nossa sólida oferta de educação e, ao trazer este evento para um ambiente virtual on-line, poderemos oferecer introspecções e informações valiosas a mais participantes do que nunca".

Charles Schwab está expandindo seu programa de educação para comerciantes ativos, fornecendo acesso on-line ao próximo Dia do Trader da Schwab. Pela primeira vez, os comerciantes ativos serão capazes de participar neste evento em pessoa através da transmissão de workshops ao vivo sobre temas comerciais essenciais e visitando o salão de exposições virtuais diretamente de seus computadores domésticos.

"Para navegar nos mercados de hoje, nossos clientes atuais do comerciante dizem-nos que querem expandir seu conhecimento das estratégias negociando e aprofundar sua compreensão das ferramentas negociando que estão disponíveis a elas," disse Brian McDonald, vice-presidente sênior de comerciante ativo em Charles Schwab. "O Dia Trader da Schwab é apenas um elemento da nossa sólida oferta de educação e, ao trazer este evento para um ambiente virtual on-line, poderemos oferecer introspecções e informações valiosas a mais participantes do que nunca".

Schwab Trader Day terá lugar no sábado, 20 de outubro de 2012, em Santa Clara, Califórnia. Aqueles interessados ​​em participar do evento virtual livre podem visitar schwab / traderday para se inscrever. A seleção de workshops e demonstrações disponíveis on-line a partir do evento em pessoa incluem:

10:30 - 11:45 PT. "Negociação Estratégica com Perspectiva Macro", com Randy Frederick, Diretor Gerente de Active Trading e Derivados no Centro Schwab para Pesquisa Financeira 12:45 - 2:00 p. m. PT. "Uma Abordagem Estruturada da Negociação" 2:15 - 3:30 p. m. PT. "Como usar a análise técnica para encontrar jogadas de força relativa em qualquer mercado"

Entre workshops, os participantes on-line podem baixar materiais do evento da Biblioteca de Recursos e visitar o Salão de Exposições virtual para conversar com os representantes da Schwab. Demonstrações em plataforma on-line da plataforma de negociação ativa da Schwab, StreetSmart Edge®, também estarão disponíveis.

McDonald observou que os eventos educacionais da Schwab continuam a aumentar popularidade entre os comerciantes, com mais de 3.000 comerciantes ativos já registrados para este evento virtual.

O evento virtual do Trader Day da Schwab é o mais recente aprimoramento dos recursos educacionais disponíveis para os clientes Schwab, todos gratuitos. Além de periódicos dias Trader que são hospedados em todo o país a cada ano para ajudar a educar os comerciantes ativos e melhorar suas habilidades com uma variedade de oficinas educacionais e exposições, Schwab também oferece ao vivo agências educacionais, workshops on-line on-demand e online Webinars. O Schwab Learning Center oferece aos clientes acesso a uma ampla variedade de conteúdos educacionais em vários níveis de habilidade e métodos de entrega, tudo em um local fácil de navegar, central onde os clientes podem encontrar artigos, seminários pré-gravados, eventos ao vivo e webcasts on-line. Dentro do Learning Center, os clientes podem acessar um catálogo Active Trader que fornece aos clientes recursos educacionais em uma variedade de tópicos comerciais adaptados aos comerciantes.

Para mais informações, ou para se inscrever online para o Schwab Trader Day, visite schwab / traderday. Para obter mais informações sobre a oferta de educação de traders ativos da Schwab, visite schwabat / education.

Sobre Charles Schwab

A Charles Schwab Corporation (NYSE: SCHW) é uma provedora líder de serviços financeiros, com mais de 300 escritórios e 8,7 milhões de contas de corretagem ativas, 1,5 milhão de participantes no plano de aposentadoria corporativa, 844 mil contas bancárias e US $ 1,89 trilhão em ativos de clientes. A empresa foi classificada como a "Maior Satisfação dos Investidores com os Serviços Autodirigidos" no Estudo de Satisfação de Investidores Autodirecionados de 2012 dos Estados Unidos da J. D Power and Associates. Através de suas subsidiárias operacionais, a empresa fornece uma gama completa de corretagem de valores mobiliários, serviços bancários, gestão de dinheiro e serviços de consultoria financeira para investidores individuais e conselheiros de investimentos independentes. Sua subsidiária de corretor, Charles Schwab Co. Inc. (membro SIPC, sipc) e afiliadas oferecem uma gama completa de serviços e produtos de investimento, incluindo uma ampla seleção de fundos mútuos; Planeamento financeiro e consultoria para investimento; Plano de aposentadoria e plano de remuneração de ações; Soluções de conformidade e monitoramento do comércio; Encaminhamentos a consultores independentes de investimento com base em taxas; Operacional e comercial para conselheiros independentes, com base em taxas, através de sua divisão de Serviços de Assessoria. Sua subsidiária bancária, Charles Schwab Bank (membro FDIC e um mutuante de habitação igual), presta serviços de confiança e de custódia, serviços bancários e hipotecários e produtos. Os produtos de investimento oferecidos pela Charles Schwab Co. Inc. não são segurados pela FDIC, não são depósitos ou obrigações do Charles Schwab Bank e estão sujeitos a risco de investimento, incluindo a possível perda de capital investido. Mais informações estão disponíveis em schwab e aboutschwab.

(1012-6810)

A Schwab não recomenda o uso da análise técnica como único meio de pesquisa de investimentos.

História da Empresa

Por 40 anos, a Charles Schwab Corporation tem sido um defensor dos investidores individuais e profissionais financeiros que os servem.

1973-1986: Liderando uma revolução do investidor

Com o 1 de maio de 1975, a desregulamentação das comissões de corretagem, Chuck Schwab surge como o líder de fato de uma revolução. Em pouco mais de uma década, sua empresa desafia a sabedoria convencional ao abrir quase 100 agências, oferecendo cotações 24 horas por dia e até mesmo explorando serviços on-line. A empresa torna-se "Maior Corretor de Desconto da América", & rdquo; E mais tarde uma subsidiária do Bank of America.

1963 Chuck Schwab e outros dois parceiros lançam o Indicador de Investimento, um boletim informativo de investimento. Em sua altura, o boletim tinha 3.000 assinantes, cada um pagando US $ 84 por ano para se inscrever.

1971 Em abril, a empresa é incorporada na Califórnia como First Commander Corporation. Uma subsidiária integral da Commander Industries, Inc. para conduzir um negócio convencional de títulos de corretagem e publicar o boletim de investimento da Schwab.

1972 Chuck Schwab compra todo o estoque do que era uma vez Commander Industries.

1973 O nome corporativo muda para Charles Schwab Co. Inc.

1974 Em abril, a SEC exige um período experimental de 13 meses para a desregulamentação de certas transações de corretagem.

1975 Em 1º de maio, a SEC exige taxas de comissões negociadas para todas as transações com valores mobiliários. Enquanto muitas corretoras aproveitam a oportunidade para aumentar comissões, Chuck aproveita a oportunidade para criar um novo tipo de corretora & mdash; Uma corretora de desconto. Em setembro, Schwab abre sua primeira filial em Sacramento, CA.

1977 Schwab abre um escritório em Seattle & mdash; O primeiro ramo fora da Califórnia & mdash; E começa a oferecer seminários para os clientes.

1978 Schwab estende as horas de serviço para atendimento ao cliente e cotações de 5:30 às 9:00 PST, uma indústria em primeiro lugar.

1979 Em um movimento "bet-the-company", a Schwab investe no sistema mainframe BETA. O sucesso deste sistema automatizado de transação e registro de registros demonstra que a tecnologia pode ser um importante motor de crescimento.

1980 A Schwab estabelece o primeiro serviço de cotação de 24 horas da indústria.

1981 Schwab torna-se membro da NYSE. A empresa abre seu primeiro local em Manhattan. Larry Stupski é nomeado presidente e COO da empresa.

1982 A Schwab é a primeira a oferecer serviço de inscrição e cotação 24 horas por dia, 7 dias por semana. O primeiro escritório internacional da companhia abre em Hong Kong. A conta IRA é introduzida.

1983 O Bank of America adquire a empresa por US $ 55 milhões. Schwab apresenta o novo Schwab One & reg; Corretagem.

1984 A Schwab apresenta o Mutual Fund MarketPlace & reg; Com 140 fundos sem encargos. A empresa lança SchwabQuotes & reg; E introduz The Equalizer & reg ;, uma solução de tecnologia baseada em DOS que aponta o caminho para um futuro on-line.

1985 Em agosto, a Schwab registra sua 1ª conta de cliente. Até o final do ano, as contas de clientes chegam a 1,2 milhões com ativos de clientes de US $ 7,6 bilhões.

1986 A Schwab se torna a primeira a permitir que os clientes façam compras de fundos mútuos ou vendam ordens 24 horas por dia, 7 dias por semana.

1987-1994: Expansão de serviços e acesso

Fiel às suas raízes independentes, Chuck Schwab compra a empresa de volta do Bank of America e, dois meses mais tarde, leva-o público. Um acidente de mercado e terremoto catastrófico abalam a empresa de São Francisco, mas a Schwab ainda consegue lançar serviços para conselheiros financeiros independentes, o Schwab 1000 Fund & reg ;, o No-Fee IRA, o Schwab Mutual Fund OneSource & copy; Serviço e comércio on-line.

1987 Em julho, a administração lidera uma recompra do Bank of America por US $ 280 milhões. Em setembro, a Charles Schwab Corporation completa sua oferta pública inicial. Em outubro, o mercado cai eo Dow Jones Industrial Average perde 500 pontos. Durante o ano, a Schwab lança o Financial Advisors Service para servir a consultores de investimento independentes.

1988 Financial Advisors Service excede US $ 1 bilhão em ativos de clientes após apenas um ano de negócios.

1989 Schwab introduz TeleBroker & reg; . Uma tecnologia automatizada para o serviço de corretagem telefônica.

1990 A empresa introduz Schwab Funds & reg; Fundos mútuos do mercado monetário. O centro de serviço de Indianapolis abre como o primeiro centro do serviço de telefone do cliente fora de San Francisco. O primeiro centro da Ásia-Pacífico abre com serviços bilíngües.

1991 A empresa introduz o Schwab 1000 Fund. Um fundo de índice de ações que atinge US $ 191 milhões em ativos de clientes até o final do ano. Schwab hospeda a primeira Conferência Nacional de Consultores Financeiros, mais tarde renomeada IMPACT & reg ;. Schwab estreia sua primeira rede de publicidade na TV.

1992 Charles Schwab Trust Company & reg; é criado. A empresa introduz IRA sem anuidade e o serviço Schwab Mutual Fund OneSource 1, que oferece um balcão único para fundos mútuos de várias famílias de fundos.

1993 Charles Schwab Limited abre seu primeiro escritório em Londres. Os funcionários mudam-se para um novo centro de serviços de Orlando.

1994 Idioma espanhol TeleBroker & reg; Serviço é introduzido. O total de ativos de clientes subiu acima de US $ 100 bilhões para US $ 122,6 bilhões no final do ano.

1995-2000: clicando com investimento on-line

Começa a era da Internet. Schwab lança negociação on-line durante um mercado de touro histórico, ea combinação de combustíveis enorme crescimento em ativos de clientes. Durante este período, Schwab continua a diversificar lançando um pacote 401 (k) plano e expansão internacional. A empresa também remodela seu negócio de corretagem de núcleo como ele começa a oferecer aconselhamento financeiro.

1995 Schwab ativa seu primeiro site na Schwab & reg ;. A empresa adquire o corretor de desconto baseado em U. K., o ShareLink e o gravador de planos 401 (k), a Hampton Company, fundada por Walter W. Bettinger II.

1996 Web trading vai ao vivo. Os clientes podem negociar estoques listados e OTC ou saldos de cheques eo status das ordens. O SchwabPlan é introduzido, oferecendo às empresas e seus funcionários acesso a mais de 1.300 fundos mútuos em um novo pacote 401 (k). Schwab AdvisorSource & reg; O serviço de referência é introduzido nacionalmente.

1997 A Charles Schwab Corporation é adicionada ao Índice SP 500. O site registra sua 1 milhão de contas on-line. O escritório de Hong Kong de Schwab reabre depois de ser fechado desde o choque de mercado de 1987. O cartão de relatório do fundo mútuo é introduzido com uma revisão da única-página de mais de 7.700 fundos mútuos. Em dezembro, David Pottruck é nomeado co-CEO da corporação.

1998 Duas corretoras canadenses são adquiridas para criar Charles Schwab Canadá. Contas on-line chegar a 2 milhões. TeleBroker adiciona tecnologia de voz.

1999 A Schwab lança a negociação pós-hora para a Nasdaq e seleciona ações listadas, com pedidos aceitos on-line ou por telefone das 16h30 às 19h00 de segunda a sexta-feira. A Schwab lança eConfirms, um novo serviço de assinatura de e-mail que entrega confirmações comerciais diretamente aos clientes, eliminando a entrega de papel. A Schwab se torna a primeira corretora on-line a oferecer múltiplas entradas para todas as contas de negociação on-line. A empresa também apresenta duas novas ferramentas baseadas na web, incluindo Schwab39; s avançado fundo mútuo screener, que permite aos clientes a tela todos os fundos classificados pela Morningstar, Inc. O Schwab Fundo para Doações Caritativas 2. um fundo filantrópico público independente, é lançado.

2000 Schwab e Trust dos Estados Unidos se fundem. A empresa também adquire CyBerCorp, Inc. para melhor servir os comerciantes ativos on-line. A Schwab introduz a negociação pré-negociação para a maioria dos títulos da Nasdaq e listadas, com ordens aceitas das 7h45 às 9h15 (horário do Leste) de segunda a sexta-feira. PocketBroker & comércio; O serviço de investimento sem fio é introduzido. Schwab Mutual Fund OneSource supera US $ 100 bilhões em ativos.

2001-2007: Banca no valor acrescentado

A bolha dot-com explode, assim como a estrutura de custo insustentável de Schwab. Após o CEO Dave Pottruck renunciar, Chuck volta a liderar a empresa. Através da aquisição e do crescimento orgânico, a empresa introduz novos produtos e serviços para três segmentos de clientes distintos: Investidores individuais, conselheiros independentes e patrocinadores de plano de empresa & ndash; E expande ofertas com o lançamento de Charles Schwab Bank & reg ;.

2001 CyBerCorp, Inc. muda seu nome para Cyber ​​Trader & reg; Inc. e melhora o seu serviço com software melhorado, ferramentas educacionais e preços diferenciados.

2002 Schwab lança uma alternativa para a pesquisa de investimento, Schwab Equity Ratings & reg ;, e dois novos serviços de consultoria para os investidores afluentes, Schwab Private Client & reg; E Schwab Advisor Network & reg; 3. Schwab Core Equity Fund e Schwab Hedged Equity Fund são introduzidos, utilizando ambos o modelo Schwab Equity Ratings. Schwab Advisor WebCenter & comércio; Lança um serviço de desenvolvimento e hospedagem de sites de consultoria para conselheiros de investimento independentes que trabalham com a Schwab Institutional & reg ;.

2003 Lançamento do Charles Schwab Bank. Schwab Small-Cap Equity Fund é introduzido.

2004 A Schwab anuncia a dupla cotação de suas ações ordinárias na Nasdaq e NYSE; Mais tarde no ano, Schwab vende seu assento no NYSE. Schwab anuncia a renúncia de David S. Pottruck como o CEO e o restabelecimento de Chuck Schwab como o CEO. Schwab e AXA Rosenberg completar um acordo de adoção de fundo e introduzir um novo grupo de fundos mútuos, o Laudus Group 4. renomeado o Laudus Rosenberg Fundos. Schwab e Meninas Meninas Clubes da América lançam um novo programa "Money Matters: Make It Count & mdash; Para ensinar administração de dinheiro aos adolescentes.

2005 A Schwab elimina o serviço de contas e as taxas de manuseio de pedidos 5 para contas de varejo e planos de aposentadoria para pequenas empresas. Schwab Equity Ratings inspira o lançamento do Schwab Premier Equity Fund & trade; E novos Portfólios Schwab & trade; . A empresa dá a todos os clientes acesso a Schwab Equity Ratings. Charles Schwab Bank e Charles Schwab Co. Inc. introduzem contas vinculadas de corretagem e corretagem. A Schwab desenvolve sua família de fundos mútuos em plataformas de fundos mútuos de terceiros e apresenta fundos-alvo para ajudar a simplificar a aposentadoria. A empresa faz a mudança para listar suas ações apenas na bolsa Nasdaq. Schwab lança uma nova campanha publicitária: Talk To Chuck & trade; .

2006 Schwab abaixa e simplifica preços para equidade, opção, fundo mútuo e transações bond. A empresa anuncia uma garantia de segurança 6. cobrindo 100 por cento das perdas da conta em qualquer conta Schwab decorrente de atividade de conta não autorizada. Em novembro, a corporação anuncia um acordo para vender o U. S. Trust. Sua subsidiária de gerenciamento de patrimônio, para o Bank of America. Nas notícias de novos produtos, a empresa lança Schwab Managed Portfolios & trade; 7. oferecer gerenciamento de dinheiro profissional para indivíduos com tão pouco quanto $ 50.000 para investir; O Schwab Inflation Protected Fund & trade ;, um fundo destinado a oferecer proteção contra a inflação ao mesmo tempo em que fornece crescimento; E o Laudus Rosenberg International Discovery Fund. Schwab Charitable Fund & comércio; Ultrapassa US $ 1 bilhão em contribuições de caridade. Na conferência anual IMPACT, a Schwab Institutional anuncia os vencedores do primeiro IMPACT Awards & trade ;.

2007 A corporação completa a aquisição da The 401 (k) Company, um provedor de plano de aposentadoria em Austin, TX, e Charles Schwab Investment Management conclui a aquisição da Global Real Analytics, LLC (GRA). Charles Schwab Bank apresenta o High Yield Investor Checking & reg; 8 conta. Joseph R. Martinetto sucede a Christopher Dodds como Diretor Financeiro, e Walter R. Bettinger II é nomeado Presidente e Diretor de Operações.

2008-Agora: Inovando em nome dos clientes

Com os mercados em crise, a empresa se concentra no que faz melhor & ndash; Inovando em nome dos clientes. Schwab vai móvel e para a nuvem, Exchange Traded Fundos explodir em popularidade, e capacidades de gestão de dinheiro crescer. Até o final de 2012, os ativos de clientes cresceram para US $ 2 trilhões.

2008 A empresa melhora Schwab, melhora StreetSmart Pro. Atualiza ferramentas de gerenciamento de risco no StreetSmart. E lança uma comunidade on-line focada em negociação ativa. Walter W. Bettinger II é nomeado presidente e diretor executivo e membro do conselho de administração a partir de 1º de outubro de 2008.

2009 Schwab introduz Real Life Retirement & trade; Serviços com ferramentas práticas e recursos para quem se aproxima da aposentadoria. Charles Schwab Bank lança o Schwab Bank High Yield Investor Poupança & comércio; conta . A empresa reduz as taxas em seus fundos de índices de ações e adiciona um novo fundo de crescimento de grande capacidade para sua linha de fundos Laudus. A Schwab oferece os primeiros fundos negociados em bolsa (ETFs) que negociam online sem comissão na Schwab. 9

2010 Schwab anuncia reduções em comissões de comércio on-line de ações destinadas a fornecer maior valor para os investidores, independentemente da freqüência ou tamanho de suas operações. A Charles Schwab Corporation lista ações na Bolsa de Valores de Nova York (NYSE). Charles Schwab e J. P. Morgan uniram forças em renda fixa. A Schwab reduz as taxas em seis fundos negociados em bolsa proprietários e introduz três ETFs de obrigações de baixo custo. A Schwab conclui a aquisição da Windward Investment Management, Inc. renomeada Windhaven. Schwab lança aplicativos móveis para usuários de smartphones.

2011 Schwab lança uma nova plataforma para comerciantes ativos, StreetSmart Edge & reg; 10. Concebido para simplificar as complexas actividades comerciais e proporcionar uma experiência mais intuitiva. A Schwab anuncia capacidades de depósito móvel 11 para usuários de smartphones, permitindo que os corretores da Schwab e clientes do Banco Schwab deposite cheques remotamente tirando uma foto de um cheque com suas câmeras de smartphones. Schwab lança um novo programa chamado Clients Speak 12. que apresenta avaliações on-line e avaliações por clientes em suas contas Schwab ou sua experiência com a empresa. A Charles Schwab Corporation adquire opçõesXpress Holdings, Inc. e Compliance11 & trade; . Schwab Independent Branch Services abre a primeira filial independente em Nashua, N. H.

2012 Novos produtos e serviços incluem: Schwab Índice Advantage & reg ;, um um-de-um-tipo 401 (k) oferta de plano de aposentadoria Plan Services; Schwab Bill Pay & trade; E Schwab Advisor Center & trade; Para aplicações móveis da Schwab; Schwab Global Account & trade; Com acesso on-line 24/7 a 12 mercados de capitais estrangeiros 13; O Hub Idea & comércio; Ferramenta de geração de ideias eo Walk Limit & trade; Ferramenta de optionsXpress; E StreetSmart Edge Platform na Nuvem. A Schwab também anuncia um acordo com a Piper Jaffray para expandir o acesso a novos títulos municipais através da Schwab BondSource & reg; Plataforma, e conclui a aquisição da ThomasPartners, Inc. Uma empresa de gerenciamento de ativos com foco em dividendos. No final do ano, os ativos totais dos clientes superam US $ 2 trilhões.

2013 Schwab ETF OneSource & comércio; Lançamentos da plataforma, caracterizando commissions-free comércios em ETFs da maioria dos provedores principais do ETF 14. Schwab expande também opções para financiar renda de aposentadoria com o lançamento de Schwab renda de aposentadoria variável anuidade & comércio; 15. Schwab Performance Technologies & reg; (SPT) 17 lança o PortfolioCenter Hosted & reg ;, uma nova solução para conselheiros de investimentos registrados independentes. Charles Schwab Co. Inc. abre agências selecionadas aos sábados para oferecer acesso conveniente a serviços de investimento. Em junho, novas estréias publicitárias com o tema "Own Your Tomorrow & trade;. & Rdquo; A Schwab anunciou sua Garantia de Prestação de Contas para clientes inscritos em serviços de consultoria de investimento participantes. Agora, esses clientes podem receber um reembolso completo das taxas do programa do trimestre anterior se, por qualquer motivo, eles não estiverem satisfeitos com o serviço que receberam. Para obter mais informações, consulte schwab / accountability.

2014 A Schwab Retirement Plan Services é a primeira a lançar um inovador programa 401 (k) baseado em fundos de baixo custo negociados em bolsa 16. Schwab Performance Technologies & reg; (SPT) 17 rola fora Schwab OpenView Mobile. Um aplicativo customizável que os RIAs podem usar para criar uma presença móvel marca-chave para suas empresas. Banco Schwab reduz rácios de despesas em sua data-alvo fundos de confiança coletiva para grandes planos de aposentadoria. A Charles Schwab Investment Management, Inc. (CSIM) expande sua linha de fundos mútuos de índices com o lançamento do Fundo Global de Fundos Imobiliários Schwab (SFREX). Que rastreia o Russell Fundamental Global Select Real Estate Index. 18 A Schwab abre as portas de seu novo campus e varejo localizado em Lone Tree, CO, de 650 mil pés quadrados e 47 acres de Ridgegate.

2015 Schwab ETF OneSource & comércio; Se expande para mais de 200 ETFs sem comissão 14 em sua plataforma. Schwab Intelligent Portfolios & trade; A Schwab Intelligent Portfolios utiliza sofisticados algoritmos computacionais para construir, monitorar e reequilibrar portfólios diversificados com base em metas estabelecidas pelos investidores. Schwab apresenta o aplicativo Apple Watch TM 20 que funciona perfeitamente com o aplicativo Schwab Mobile no iPhone & reg; Para uma experiência aprimorada de cliente móvel e também taxas reduzidas no Schwab 529 College Savings Plan. 21

Corretagem Produtos: Não FDIC Segurado & bull; Sem Garantia Bancária & bull; Pode perder valor

Os investidores devem considerar cuidadosamente as informações contidas no prospecto, incluindo os objetivos de investimento, riscos, encargos e despesas. Você pode solicitar um prospecto ligando para 800-435-4000. Leia atentamente o prospecto antes de investir.

As anuidades variáveis ​​são vendidas apenas por prospecto. Você pode solicitar um prospecto ligando para 1-888-311-4887 ou visitando schwab / annuity. Antes de comprar uma anuidade variável, você deve ler cuidadosamente o prospecto e considerar os objetivos de investimento e todos os riscos, encargos e despesas associadas à anuidade e suas opções de investimento.

Os fundos do mercado monetário não estão nem segurados nem garantidos pela Federal Deposit Insurance Corporation ou qualquer outra agência governamental. Embora o fundo procure preservar o valor de um investimento do mercado monetário em US $ 1,00 por ação, é possível perder dinheiro investindo no fundo.

Os valores dos fundos de data-alvo flutuam até e após as datas-alvo. Não há garantia de que os fundos proporcionem rendimentos adequados na ou durante a aposentadoria. As alocações de ativos do fundo de destino estão sujeitas a mudanças ao longo do tempo de acordo com o prospecto de cada fundo.

Charles Schwab Co. Inc. Banco Charles Schwab, optionsXpress, Inc. Compliance11, Inc. e Schwab Performance Technologies são empresas separadas, mas afiliadas e subsidiárias da The Charles Schwab Corporation. Os produtos de corretagem são oferecidos pela Charles Schwab Co. Inc. (Membro SIPC) ( "Schwab") e optionsXpress, Inc. (Membro SIPC) ( "optionsXpress"). Schwab Advisor Serviços e comércio; Serve consultores independentes de investimento e inclui os serviços de custódia, negociação e suporte da Schwab. Os produtos e serviços de depósito e empréstimo são oferecidos pelo Charles Schwab Bank, pelo Membro FDIC e pelo Equal Housing Lender ( "Banco Schwab"). Charles Schwab Co. Inc. não solicita, oferece, endossa, negocia ou origina quaisquer produtos de empréstimo hipotecário e não é nem um corretor de hipoteca licenciado nem um credor hipotecário licenciado. A Windhaven Investment Management, Inc. ( "Windhaven") e Thomas Partners, Inc. são conselheiros de conselheiros de investimentos e afiliados da Charles Schwab Co. Inc. A Charles Schwab Investment Management, Inc. (CSIM) é uma filial da Charles Schwab Co. Inc .

1 A taxa de resgate de curto prazo de US $ 49,95 será cobrada no resgate de fundos mantidos por 90 dias ou menos. A Schwab reserva-se o direito de isentar determinados fundos dessa taxa. Os negócios em fundos mútuos sem custo disponíveis através do serviço OneSource do Fundo Mútuo (incluindo Fundos Schwab) estão disponíveis sem taxas de transação quando colocados através da Schwab ou de nossos canais telefônicos automatizados. Para ordens do comércio colocadas através de um corretor, uma carga de serviço $ 25 aplica-se. A Schwab reserva-se o direito de alterar os fundos que disponibilizamos sem taxas de transacção e de repor taxas sobre quaisquer fundos.

Charles Schwab Co. Inc. recebe uma remuneração de empresas de fundos que participam do serviço OneSource do Fundo Mútuo para serviços de manutenção de registros e de acionistas e outros serviços administrativos.

2 O Schwab Charitable Fund é uma organização independente sem fins lucrativos que celebrou contratos de prestação de serviços com determinadas filiais da The Charles Schwab Corporation.

Schwab seleciona consultores e verifica sua experiência e credenciais de acordo com os critérios estabelecidos pela Schwab, tais como anos de experiência na gestão de investimentos, quantidade de ativos administrados, educação profissional, licenciamento regulamentar, E relacionamento comercial como cliente da Schwab. Os consultores pagam taxas à Schwab em conexão com referências. A Schwab não supervisiona os consultores e não prepara, verifica ou endossa as informações distribuídas pelos consultores. Os investidores devem decidir se contratar um consultor e qual a autoridade para lhe dar. Os investidores, e não a Schwab, são responsáveis ​​pelo monitoramento e avaliação do serviço de um consultor, desempenho e transações de contas.

4 O Grupo Laudus & reg; Dos Fundos inclui os Fundos Laudus Mondrian e Laudus Growth Investors, que fazem parte da LaudusTrust e Laudus Institutional Trust e distribuídos pela ALPS Distributors, Inc; E os Fundos Laudus MarketMasters, que fazem parte da Schwab CapitalTrust e são distribuídos pela Charles Schwab Investment Management, Inc. Os Distribuidores ALPS, Inc. e Charles Schwab Investment Management, Inc. são entidades não afiliadas.

5 Não há nenhuma taxa para abrir e manter sua conta. Outros encargos podem ser aplicados. Consulte o guia de preços para obter detalhes.

6 Condições aplicáveis. Por favor, veja schwab / garantia.

7 Gerenciamento de Carteira fornecido por Charles Schwab Investment Advisory, Inc. ( "CSIA"), uma filial da Charles Schwab Co. Inc.

8 Schwab Bank High Yield Investor As contas de cheques estão disponíveis apenas como contas vinculadas com a Schwab One & reg; Contas. A conta de corretagem da Schwab One não tem exigências de saldo mínimo e não há necessidade de financiar essa conta quando ela é aberta com uma conta vinculada de Investidores de Alto Rendimento.

9 Restrições Aplicadas: As negociações on-line de ETFs da Schwab não têm comissão na Charles Schwab Co. Inc., enquanto as operações de ETFs de terceiros podem estar sujeitas a comissões. As operações de Corretor Assistido e Automatizado estão sujeitas a taxas de serviço. Podem aplicar isenções. Veja o Charles Schwab Pricing Guide para mais detalhes. Condições Aplicadas: Trades nos ETFs disponíveis através da Schwab ETF OneSource & trade; (Incluindo ETFs & trade da Schwab) estão disponíveis sem comissões quando colocados on-line em uma conta da Schwab. Os encargos de serviço aplicam-se para ordens comerciais feitas através de um corretor (US $ 25) ou por telefone automatizado (US $ 5). Uma taxa de processamento de câmbio se aplica às transações de venda. Certos tipos de transações da Schwab ETF OneSource não são elegíveis para a dispensa de comissão, como vendas curtas e compras para cobrir (excluindo os ETF da Schwab). A Schwab reserva-se o direito de alterar os ETFs que disponibilizamos sem comissões. Todos os ETFs estão sujeitos a taxas e despesas de administração. Consulte o guia de preços para obter informações adicionais.

Os retornos de investimento flutuam e estão sujeitos à volatilidade do mercado, de modo que as ações de um investidor, quando resgatadas ou vendidas, podem valer mais ou menos do que seu custo original. Ao contrário dos fundos mútuos, as ações de ETFs não são individualmente resgatáveis ​​diretamente com o ETF. As acções são compradas e vendidas a preço de mercado, que pode ser superior ou inferior ao valor patrimonial líquido (NAV).

Os ETF da Schwab são distribuídos pela SEI Investments Distribution Co. (SIDCO). SIDCO não é afiliado com Charles Schwab Co. Inc. Saiba mais em schwab / SchwabETFs.

10 Schwab39; s StreetSmart Edge & reg; Está disponível para clientes Schwab Active Trading. Acesso ao NASDAQ TotalView & reg; É fornecido gratuitamente a clientes não profissionais que fizeram 120 ou mais operações de ações e / ou opções nos últimos 12 meses, 30 ou mais operações de ações e / ou opções nos trimestres atuais ou anteriores ou manter US $ 1 milhão ou mais Em saldos domésticos na Schwab. Os clientes da Schwab Active Trading que não cumpram esses requisitos podem se inscrever no NASDAQ TotalView por uma taxa trimestral. Clientes profissionais podem ser obrigados a cumprir critérios adicionais antes de obter uma assinatura para NASDAQ TotalView. Esta oferta pode estar sujeita a restrições ou taxas adicionais e pode ser alterada a qualquer momento.

11 O serviço de Depósito Móvel da Schwab está sujeito a determinados requisitos de elegibilidade, limitações e outras condições. A inscrição não é garantida e as políticas de retenção padrão são aplicáveis. Requer um sinal sem fio ou conexão móvel.

12 As classificações e opiniões expressas por clientes não devem sugerir desempenho futuro ou a adequação de qualquer tipo de conta, produto ou serviço para qualquer cliente em particular e podem não ser representativas da experiência de outros clientes. A Schwab não pode garantir a precisão das informações incluídas nas revisões de clientes. Consulte reviews. schwab / 1022 / allreviews. htm para obter as informações de classificação mais atuais e os detalhes que envolvem o cálculo dos escores de classificação médios e diretrizes de publicação.

Os investimentos internacionais envolvem riscos adicionais, que incluem diferenças nas normas de contabilidade financeira, flutuações cambiais, risco geopolítico, impostos e regulamentações estrangeiras eo potencial para mercados ilíquidos. Investir em mercados emergentes pode acentuar esses riscos.

14 Condições Aplicadas: Negociações em ETFs disponíveis através da Schwab ETF OneSource & trade; (Incluindo os ETFs & trade da Schwab) estão disponíveis sem comissões quando colocados on-line em uma conta da Schwab. Os encargos de serviço aplicam-se para ordens comerciais feitas através de um corretor (US $ 25) ou por telefone automatizado (US $ 5). Uma taxa de processamento de câmbio se aplica às transações de venda. Certos tipos de transações da Schwab ETF OneSource não são elegíveis para a dispensa de comissão, como vendas curtas e compras para cobrir (excluindo os ETF da Schwab). A Schwab reserva-se o direito de alterar os ETFs que disponibilizamos sem comissões. Todos os ETFs estão sujeitos a taxas e despesas de administração. Consulte o Guia de preços Charles Schwab para obter informações adicionais.

Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost. Unlike mutual funds, shares of ETFs are not individually redeemable directly with the ETF. Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Charles Schwab Co. Inc. receives remuneration from third-party ETF companies participating in Schwab ETF OneSource™ for recordkeeping, shareholder services and other administrative services, including program development and maintenance.

Schwab ETFs are distributed by SEI Investments Distribution Co. (SIDCO). SIDCO is not affiliated with Charles Schwab Co. Inc. Learn more at schwab/SchwabETFs .

15 The Schwab Retirement Income Variable annuity is issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life Annuity Company. The contracts are sold exclusively by Charles Schwab Co. Inc. through its representatives including both employees and independent contractors and their employees (“Schwab Financial Consultants”). Charles Schwab Investment Management, Inc. (CSIM) is the adviser for the underlying investment options.

Charles Schwab Co. Inc. and Charles Schwab Investment Management, Inc. are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation and are not affiliated with Pacific Life Insurance Company or Pacific Life and Pacific Life Annuity Company.

16 Based on operating expenses which are generally lower for ETFs than for actively managed mutual funds. Operating expenses represent the total of all a fund’s annual fund operating expenses. Management fees are but one component of the fund operating expenses. Remember that cost is only one consideration when making an investment decision. An investor may give up the opportunity to outperform the market by not being in an actively managed fund.”

Conditions Apply: Trades in ETFs available through Schwab ETF OneSource™ (including Schwab ETFs™) are available without commissions when placed online in a Schwab account. Service charges apply for trade orders placed through a broker ($25) or by automated phone ($5). An exchange processing fee applies to sell transactions. Certain types of Schwab ETF OneSource transactions are not eligible for the commission waiver, such as short sells and buys to cover (not including Schwab ETFs). Schwab reserves the right to change the ETFs we make available without commissions. All ETFs are subject to management fees and expenses. Please see Charles Schwab Pricing Guide for additional information.

Charles Schwab Co. Inc. receives remuneration from third-party ETF companies participating in Schwab ETF OneSource™ for recordkeeping, shareholder services and other administrative services, including program development and maintenance.

Schwab ETFs are distributed by SEI Investments Distribution Co. (SIDCO). SIDCO is not affiliated with Charles Schwab Co. Inc. Learn more at schwab/SchwabETFs .

Schwab Retirement Plan Services, Inc. and Schwab Retirement Plan Services Company (collectively “Schwab Retirement Plan Services”), are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation.

17 PortfolioCenter Hosted and Schwab OpenView Mobile now called Schwab Advisor Mobile Connect, are products of SPT. Schwab Performance Technologies (“SPT”), is a subsidiary of The Charles Schwab Corporation separate from its affiliate Charles Schwab Co. Inc. (Schwab). Schwab is a registered broker-dealer that provides brokerage services, while SPT licenses software and provides related technology products and services. Independent investment advisors are not owned by, affiliated with or supervised by Schwab or its affiliates.

18 Schwab Bank, Charles Schwab Investment Management Inc. (CSIM), and Charles Schwab Co. Inc. (“Schwab”) are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. Schwab Retirement Plan Services provides recordkeeping and related services with respect to retirement plans. Trust and custody products and services are offered by Charles Schwab Bank. CSIM is the Registered Investment Advisor (RIA) that manages Schwab39;s proprietary funds (Schwab Funds). Schwab Funds are distributed by Schwab.

Index ownership — “Russell Fundamental Global Select Global Index” is a joint trademark of Russell Investments (“Russell”) and Research Affiliates LLC (“RA”) and is used by the fund under license. “Research Affiliates” and “Fundamental Index” are trademarks of RA. Subject to RA’s intellectual property rights in certain content, Russell is the owner of all copyrights related to the Russell Fundamental Indexes. Russell is the owner of the trademarks and copyrights related to the Russell Indexes. Schwab Fundamental US Large Company Index Fund is not sponsored, endorsed, sold or promoted by Russell or RA, and Russell and RA do not make any representation regarding the advisability of investing in shares of the fund.

19 Accounts must maintain a minimum balance of $5,000 to be eligible for automatic rebalancing.

Diversification, automatic investing, and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.

Schwab Intelligent Portfolios™ is made available through Schwab Wealth Investment Advisory, Inc. (“SWIA”), a registered investment advisor. Portfolio management services are provided by Charles Schwab Investment Advisory (“CSIA”). SWIA and CSIA are affiliates of Charles Schwab Co. Inc. (“Schwab”) and subsidiaries of The Charles Schwab Corporation.

20 Requires a wireless signal or mobile connection. System availability and response times are subject to market conditions and you mobile connection limitations. Functionality may vary by operating system and/or device.

Apple®, iPhone, and Apple Watch™ are trademarks of Apple Inc. registered in the U. S. and other countries.

21 Before investing in a 529 Plan, carefully consider the plan39;s investment objectives, risks, charges, and expenses. This information and more about the plan can be found in the Schwab 529 Guide and Participation Agreement available from Charles Schwab Co. Inc. and should be read carefully before investing. If you are not a Kansas taxpayer, consider before investing whether your or the beneficiary39;s home state offers a 529 plan that provides its taxpayers with state tax benefits and other benefits not available through this plan. As with any investment, it is possible to lose money by investing in this plan.

The Schwab 529 College Savings Plan is available through Charles Schwab Co. Inc. and is managed by American Century Investment Management, Inc. The plan was created by the Kansas State Legislature under the provisions of Section 529 of the Internal Revenue Code and is administered by Kansas State Treasurer Ron Estes. Notice: Accounts established under the Schwab 529 College Savings Plan and their earnings are neither insured nor guaranteed by the State of Kansas, the Kansas State Treasurer, American Century Investments®, or Charles Schwab Co. Inc. Accounts established under the Schwab 529 College Savings Plan are domiciled at American Century Investments and not Schwab.

American Century Investments receives remuneration from fund companies, including PIMCO Funds, American Beacon Advisors, Metropolitan West Management, LLC, and Baron Funds® for recordkeeping, shareholder services, and other administrative services associated with funds held in the Schwab 529 College Savings Plan portfolios.

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

Charles Schwab & Co. Inc. is an equal opportunity/affirmative action employer committed to diversifying its workforce. All applications are considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or based on any individual's status in any group or class protected by applicable federal, state or local law.

The Charles Schwab Corporation provides a full range of securities, brokerage, banking, money management, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co. Inc. (“Schwab”), Member SIPC. offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Schwab. Independent investment advisors are not owned, affiliated with, or supervised by Schwab. Schwab Retirement Plan Services, Inc. and Schwab Retirement Plan Services Company provide recordkeeping and related services with respect to retirement plans.

Our History

Leading an investor revolution: 1971-1986

With the May 1, 1975, deregulation of brokerage commissions, Chuck Schwab emerges as the de facto leader of a revolution. In a little more than a decade, his company defies conventional wisdom by opening nearly 100 branches, offering 24-hour-a-day quotes, and even exploring online services. The company becomes "America39;s Largest Discount Broker," and later a subsidiary of Bank of America.

Expanding service and access: 1987-1994

Clicking with online investing: 1995-2000

Banking on added value: 2001-2007

Innovating on behalf of clients: 2008-Present

Driven, motivated people who believe that personal engagement, a sense of ownership, and a commitment to investing gives them control over their financial futures

More than 325 branches

Approximately 1,200 financial consultants

$193.3 billion enrolled in advisory solutions

100,000+ financial plans provided to date

Independent registered investment advisors who believe, like Schwab, that there39;s a better way to serve investors

#1 in market share for registered investment advisor custody

7,000 advisors served

$1.08 trillion in client assets

1,800 professionals dedicated to custody, trading and operations support

Employers, and the companies that serve them, understand the long-term, bottom-line value of helping employees toward achieving a secure retirement and optimizing other financial benefits

1.5 million workers served through workplace retirement plans

Ranked #1 in 401(k) participant satisfaction for the past six years

Leading retirement plan service provider with more than $100 billion in assets

Public Company Information:

"continue to shine a light on unseemly practices in the markets"

SAN FRANCISCO--(BUSINESS WIRE )--Charles Schwab Corporation Chairman Charles Schwab and President and CEO Walt Bettinger posted the following statement on high-frequency trading at: aboutschwab/press/issues/

High-frequency trading is a growing cancer that needs to be addressed

Schwab serves millions of investors and has been observing the development of high-frequency trading practices over the last few years with great concern. As we noted in an opinion piece in the Wall Street Journal last summer, high-frequency trading has run amok and is corrupting our capital market system by creating an unleveled playing field for individual investors and driving the wrong incentives for our commodity and equities exchanges. The primary principle behind our markets has always been that no one should carry an unfair advantage. That simple but fundamental principle is being broken.

High-frequency traders are gaming the system, reaping billions in the process and undermining investor confidence in the fairness of the markets. It’s a growing cancer and needs to be addressed. If confidence erodes further, the fuel of our free-enterprise system, capital formation, is at risk. We can’t allow that to happen. For sure, we still believe investing in equities is a primary path to long-term wealth creation, and we believe in the long-term structural integrity of the markets to deliver that over time for individual investors, which is all the more reason to be vigilant in removing anything that creates unfair advantage or undermines investor confidence.

On March 18, New York Attorney General Eric Schneiderman announced his intention to “continue to shine a light on unseemly practices in the markets,” referring to the practices of high-frequency trading and the support they receive from other parties including the commodities and equities exchanges. He has been a consistent watchdog on this matter. We applaud his effort and encourage the SEC to raise the urgency on the issue and do all they can to stop this infection in our capital markets. Investors are being harmed, and they shouldn’t have to wait any longer.

As Michael Lewis shows in his new book Flash Boys. the high-frequency trading cancer is deep. It has become systematic and institutionalized, with the exchanges supporting it through practices such as preferential data feeds and developing multiple order types designed to benefit high-frequency traders. These traders have become the exchanges favored clients; today they generate the majority of transactions, which create market data revenue and other fees. Data last year from the Financial Information Forum showed this is no minor blip. High-frequency trading pumped out over 300,000 trade inquiries each second last year, up from just 50,000 only seven years earlier. Yet actual trade volume on the exchanges has remained relatively flat over that period. It’s an explosion of head-fake ephemeral orders – not to lock in real trades, but to skim pennies off the public markets by the billions. Trade orders from individual investors are now pawns in a bigger chess game.

The United States capital markets have been the envy of the world in creating a vibrant, stable and fair system supported by broad public participation for decades. Technology has been a central part of that positive story, especially in the last 30 years, with considerable benefit to the individual investor. But today, manipulative high-frequency trading takes advantage of these technological advances with a growing number of complex institutional order types, enabling practitioners to gain millisecond time advantages and cut ahead in line in front of traditional orders and with access to market data not available to other market participants.

High-frequency trading isn’t providing more efficient, liquid markets; it is a technological arms race designed to pick the pockets of legitimate market participants. That flies in the face of our markets’ founding principles. Historically, regulation has sought to protect investors by giving their orders priority over professional orders. In racing to accommodate and attract high-frequency trading business to their markets, the exchanges have turned this principle on its head. Through special order types, enhanced data feeds and co-location, professionals are given special access and entitlements to jump ahead of investor orders. Last year, more than 95 percent of high-frequency trader orders were cancelled, suggesting something else besides trading is at the heart of the strategy. Some high-frequency traders have claimed to be profitable on over 99 percent of their trading days. Our understanding of statistics tells us this isn’t possible without some built in advantage. Instead of leveling the playing field, the exchanges have tilted it against investors.

Here are examples of the practices that should concern us all:

Advantaged treatment. Growing numbers of complex order types afford preferential treatment to professional traders’ orders, most notably to jump ahead of retail limit orders. Unequal access to information. Exchanges allow high-frequency traders to purchase faster data feeds with detailed information about market trading activity and the specific trading of various types of market participants. This further tilts the playing field against the individual investor, who is already at an informational disadvantage by virtue of the slower Consolidated Data Stream that brokers are required by rule to purchase or, even worse, the 15- to 20-minute-delayed quote feed they have public access to. Inappropriate use of information. Professionals are mining the detailed data feeds made available to them by the exchanges to sniff out and front-run large institutions (mutual funds and pension funds), which more often than not are investing and trading on behalf of individual investors. Added systems burdens, costs and distortions of rapid-fire quote activity. Ephemeral quotes, also called “quote stuffing,” that are cancelled and reposted in milliseconds distort the tape and present risk to the resiliency and integrity of critical market data and trading infrastructure. The tremendous added costs associated with the expanded capacity and bandwidth necessary to support this added data traffic is ultimately borne in part by individual investors.

There are solutions. Today there is no restriction to pumping out millions of orders in a matter of seconds, only to reverse the majority of them. It’s the life-blood of high-frequency trading. A simple solution would be to establish cancellation fees to discourage the practice of quote stuffing. The SEC and CFTC floated the idea last year. It has great merit. Make the fees high enough and they will eliminate high-frequency trading entirely. But if the practice is simply a scam, as we believe it is, an even better solution is to simply make it illegal. And exchanges should be neutral in the market. They should stop the practice of selling preferential access or data feeds and eliminate order types that allow high-frequency traders to jump ahead of legitimate order flow. These are all simply tools for scamming individual investors.

The integrity of the markets is at the heart of our economy. High-frequency trading undermines that integrity and causes the market to lose credibility and investors to lose trust. This hurts our economy and country. It is time to treat the cancer aggressively.

Charles Schwab, Founder and Chairman

Walt Bettinger, President and CEO

About Charles Schwab

The Charles Schwab Corporation (NYSE:SCHW) is a leading provider of financial services, with more than 325 offices and 9.1 million active brokerage accounts, 1.3 million corporate retirement plan participants, 928,000 banking accounts, and $2.29 trillion in client assets as of February 28, 2014. Through its operating subsidiaries, the company provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors. Its broker-dealer subsidiary, Charles Schwab Co. Inc. (member SIPC. sipc ), and affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice; retirement plan and equity compensation plan services; referrals to independent fee-based investment advisors; and custodial, operational and trading support for independent, fee-based investment advisors through Schwab Advisor Services. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides banking and lending services and products. More information is available at schwab and aboutschwab.

Public Company Information:

"We launched optionsXpress in 2001 with the vision of making options and futures trading more accessible for self-directed retail investors"

SAN FRANCISCO--(BUSINESS WIRE )--The Charles Schwab Corporation (NYSE:SCHW) and optionsXpress Holdings, Inc. (NASDAQ-GS:OXPS) today announced they have signed a definitive agreement under which Schwab will acquire optionsXpress. Under the terms of the agreement, optionsXpress stockholders will receive 1.02 shares of Schwab stock for each share of optionsXpress stock. Based on Schwab’s closing stock price as of March 18, 2011, the transaction values each optionsXpress share at $17.91, resulting in a total transaction value of approximately $1.0 billion. Both companies will initially retain their separate brand identities, while benefitting from significant synergies and capabilities across their complementary business lines. The deal is expected to close during the third quarter, subject to optionsXpress stockholder approval and regulatory approvals, along with customary closing conditions.

Launched in 2001 and headquartered in Chicago, optionsXpress is a pioneer in retail online brokerage services focused on equity options and futures. Its innovative brokerage platform provides active investors and traders with trading tools, analytics and education to execute a wide variety of investment strategies. An innovator and technology leader among brokerages, optionsXpress has consistently ranked among the top online brokerages by third party reviewers including 4 out of 5 stars from Barron’s on Usability, Trade Experience, Trading Technology, Range of Offerings, Research Amenities, Portfolio Analysis Reports, and Customer Service Education in 2011, the company’s tenth year of recognition for excellence by that publication. It also received The Options Insider's 2010 Broker of the Year Award; and was rated 5 stars (highest) for Trading Tools by SmartMoney in 2009. As of February 28, 2011, optionsXpress had 385,200 client accounts, $8.1 billion in client assets and a 12 month average of 44,800 daily average revenue trades.

Schwab operates the nation’s largest independent brokerage in terms of client assets, which totaled $1.6 trillion as of February 28, 2011. The company was founded in 1973 as one of the original discount brokerages serving independent and active investors. Today Schwab serves nearly ten million individual investor, independent registered investment advisor and corporate retirement plan participant accounts with a wide range of financial products and full-service investment help and advice.

“The combination of optionsXpress and Schwab will offer active investors an unparalleled level of service and platform capabilities. optionsXpress’ industry-leading and award-winning client tools will be well received by our existing active investor clients who are increasingly using options and other trading strategies as a key part of their total approach to investing,” said Walt Bettinger, Schwab President and Chief Executive Officer. “Options investors at Schwab tend to be among the larger, more active and longer-standing of our client relationships. optionsXpress brings a similar set of sophisticated, engaged clients, many of whom we believe will find the investing, brokerage and banking services available through Schwab to be a valuable complement to those they have through optionsXpress. The expected synergies of our combination make the acquisition a win-win-win for Schwab, optionsXpress and our many important active investor clients.”

“This combination of capabilities allows optionsXpress to bring our leading-edge trading and analytical technologies to one of the largest and premier brokerages in the world,” said David Fisher, optionsXpress Chief Executive Officer. “The union of our brands marks the beginning of a new era of capabilities and services focused on the retail investor. optionsXpress and Schwab share a passion for innovation and championing the self-directed investor, and together, we will leverage our combined strengths to unlock meaningful value for customers and stockholders.”

“We launched optionsXpress in 2001 with the vision of making options and futures trading more accessible for self-directed retail investors,” commented James Gray, Founder and Chairman of the Board of optionsXpress. “After ten years of successfully empowering hundreds of thousands of customers, we are excited to bring our experience with these products to a much larger audience.”

Following the completion of the acquisition, Mr. Fisher will continue to lead optionsXpress as its President and a Schwab Senior Vice President.

Schwab estimates the acquisition will be modestly accretive over the first full year of combined operations, including expected revenue and expense synergies totaling approximately $80 million. On a pro forma basis, the combined organizations would have generated net revenues of $4.479 billion in 2010.

Certain stockholders representing 22.9% of optionsXpress stock have signed a voting agreement committing to vote these shares in favor of the transaction.

A conference call to discuss the announced acquisition with Schwab CEO Walt Bettinger, CFO Joe Martinetto and optionsXpress CEO David Fisher will be held today at 10:00 AM Eastern Standard Time. Access via webcast is available at schwabevents/corporation. Please allow five minutes to sign in before the call begins. For telephone access dial 800-871-6752, conference ID 52965343.

About Charles Schwab

The Charles Schwab Corporation (NYSE:SCHW) is a leading provider of financial services, with more than 300 offices and 8.0 million client brokerage accounts, 1.4 million corporate retirement plan participants, 710,000 banking accounts, and $1.6 trillion in client assets. Through its operating subsidiaries, the company provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors. Its broker-dealer subsidiary, Charles Schwab Co. Inc. (member SIPC. sipc ), and affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice; retirement plan and equity compensation plan services; referrals to independent fee-based investment advisors; and custodial, operational and trading support for independent, fee-based investment advisors through Schwab Advisor Services. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides banking and mortgage services and products. More information is available at schwab and aboutschwab.

About optionsXpress Holdings, Inc.

optionsXpress Holdings, Inc. a pioneer in equity options and futures trading, offers an innovative suite of online brokerage services for investor education, strategy evaluation and trade execution. optionsXpress Holdings subsidiaries include optionsXpress, Inc. a retail online brokerage specializing in options and futures, brokersXpress, LLC, an online trading and reporting platform for independent investment professionals, Open E Cry, LLC, an innovative futures broker offering direct access futures trading for high volume commodities and futures traders through its proprietary software platform, and Optionetics, Inc. a leading provider of investment education services, including live seminars, proprietary software analytics, online and offline educational products and individual coaching.

More information can be found in the Investor Relations section of optionsXpress' website at optionsxpress/investor.

Forward-Looking Statements

This press release contains forward-looking statements relating to the business combination transaction involving Schwab and optionsXpress, including expected synergies; timing of closing; client and stockholder benefits; management; and accretion, that reflect management’s expectations as of the date hereof. Achievement of these expectations is subject to risks and uncertainties that could cause actual results to differ materially from the expressed expectations. Important transaction-related factors that may cause such differences include, but are not limited to, the risk that expected revenue, expense and other synergies from the transaction may not be fully realized or may take longer to realize than expected; the parties are unable to successfully implement their integration strategies; failure of the parties to satisfy the closing conditions in the merger agreement in a timely manner or at all, including regulatory approvals; failure of the optionsXpress stockholders to approve the merger; and disruptions to the parties’ businesses as a result of the announcement and pendency of the merger. Other important factors include general market conditions, including the level of interest rates, equity valuations and trading activity; the parties’ ability to attract and retain clients and grow client assets/relationships; competitive pressures on rates and fees; the level of client assets, including cash balances; the impact of changes in market conditions on money market fund fee waivers, revenues, expenses and pre-tax margins; capital needs; the parties’ ability to develop and launch new products, services and capabilities in a timely and successful manner; the effect of adverse developments in litigation or regulatory matters; any adverse impact of financial reform legislation and related regulations; and other factors set forth in Schwab’s and optionsXpress’ Annual Reports on Form 10-K for the fiscal year ended December 31, 2010. Schwab and optionsXpress disclaim any obligation and do not intend to update or revise any forward-looking statements.

Additional Information

In connection with the proposed transaction, Schwab will file with the Securities and Exchange Commission (SEC) a registration statement on Form S-4 that will include a proxy statement/prospectus for the stockholders of optionsXpress. optionsXpress will mail the final proxy statement/prospectus to its stockholders. Investors and security holders are urged to read the proxy statement/prospectus regarding the proposed transaction and other relevant documents filed with the SEC when they become available because they will contain important information. Copies of all documents filed with the SEC regarding the proposed transaction may be obtained, free of charge, at the SEC ’s website (sec. gov ). These documents, when available, may also be obtained, free of charge, from Schwab ’s website, aboutschwab/investor. under the tab “Financials and SEC Filings” or from optionsXpress ’ website, optionsXpress/investor. under the item “SEC Filings”.

Schwab, optionsXpress and their respective directors, executive officers and certain other members of management and employees may be deemed to be participants in the solicitation of proxies from the optionsXpress stockholders in respect of the proposed transaction. Information regarding the persons who may, under the rules of the SEC, be deemed to be participants in the solicitation of the stockholders of optionsXpress in connection with the proposed transaction will be set forth in the proxy statement/prospectus when it is filed with the SEC. Information about Schwab’s executive officers and directors is available in Schwab’s Annual Report on Form 10-K filed with the SEC on February 25, 2011 and Schwab’s definitive proxy statement filed with the SEC on March 30, 2010. Information about optionsXpress’ executive officers and directors is available in optionsXpress’ definitive proxy statement filed with the SEC on April 15, 2010. You can obtain free copies of these documents from Schwab and optionsXpress using the contact information above.

Public Company Information:

"Highest in Investor Satisfaction with Self-Directed Services"

SAN FRANCISCO--(BUSINESS WIRE )--Schwab today announced the immediate availability of six new managed portfolios of exchange-traded funds (ETFs) available through a low cost fee-based portfolio advisory program. The new portfolios are the latest addition to a broad range of professionally managed investment solutions available to Schwab clients seeking advice.

Schwab Managed Portfolios-ETFs are made up of diversified ETF holdings representing up to 19 core sub-asset classes and make it easy and affordable for the individual investor to get broad diversification in a single account that is professionally managed. By holding potentially as many as two dozen different ETFs, Schwab Managed Portfolios-ETFs offer diversification across all the major equity and fixed income asset classes, as well as TIPs, real estate and commodities. Portfolio managers make ongoing adjustments to take advantage of market opportunities while controlling risk. In addition, the portfolios are rebalanced as needed to maintain the investors target asset allocation.

The portfolios have an investment minimum of $100,000 and a program management fee of 0.75% for the first $500,000 in assets, 0.65% for the next $500,000 in assets, and 0.50% for assets over $1 million.

8220;Investors today are looking for more help managing the risk in their investments while striving for an appropriate level of return that helps them get the most out of their money,8221; said Ben Brigeman, Executive Vice President for Investor Services. 8220;These portfolios provide highly sophisticated asset allocation and diversification benefits that used to be available only to the few and at considerable cost to a much wider segment of the public.8221;

The new Schwab Managed Portfolios - ETFs follow other recent initiatives at Schwab designed to provide greater value for clients, including the launch of Schwab ETFs, which trade commission-free online through Schwab accounts, and the reduction of operating expense ratios for Schwab Equity Index Funds.

About Charles Schwab

The Charles Schwab Corporation (Nasdaq:SCHW) is a leading provider of financial services, with more than 300 offices and 7.7160;million client brokerage accounts, 1.5160;million corporate retirement plan participants, 706,000 banking accounts, and $1.4160;trillion in client assets. Through its operating subsidiaries, the company provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors. Named "Highest in Investor Satisfaction with Self-Directed Services" by J. D. Power and Associates in 2009,160;its broker-dealer subsidiary, Charles Schwab Co. Inc. (member SIPC. sipc ), and affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice; retirement plan and equity compensation plan services; referrals to independent fee-based investment advisors; and custodial, operational and trading support for independent, fee-based investment advisors through160;Schwab Advisor Services. The Charles Schwab Bank (member FDIC) provides banking and mortgage services and products. More information is available at schwab. (0110-0598)

Investors should carefully consider information contained in the prospectus, including investment objectives, risks, charges and expenses. You can request a prospectus by calling Schwab at 800-435-4000. Please read the prospectus carefully before investing.

Some specialized exchange-traded funds can be subject to additional market risks. Investment returns will fluctuate and are subject to market volatility, such that an investors shares, when redeemed or sold, may be worth more or less than their original cost. Diversification may not protect against investment loss. Schwab ETFs distributed by SEI Investments Distribution Co (SIDCO). SIDCO is not affiliated with Charles Schwab Co. Inc.

Online trades of Schwab ETFs are commission-free at Schwab, while trades of 3rd party ETFs are subject to commissions. Broker-assisted and Automated Phone trades are subject to service charges. Minimum $1,000 deposit is required to open most Schwab brokerage accounts. Waivers may apply. See the Charles Schwab Pricing Guide for details. All ETFs are subject to management fees and expenses.

Securities, products, and services are not available in all countries and are subject to country-specific restrictions.

Please read Schwab's Disclosure Brochure for important information and disclosures relating to Schwab Managed Portfolios8482;. Portfolio Management provided by Charles Schwab Investment Advisory, Inc. (8220;CSIA8221;), an affiliate of Charles Schwab Co. Inc. (8220;Schwab8221;).

Charles Schwab

Charles (“Chuck”) Schwab started the San Francisco-based Charles Schwab Corporation in 1971 as a traditional brokerage company and in 1974 became a pioneer in the discount brokerage business.

Mr. Schwab took an early lead, offering a combination of low prices with fast, efficient order executions, and soon became the nation39;s largest discount broker. Today, the company is the nation39;s largest publicly traded investment services firms with around $2.42 trillion in client assets. Often credited with “democratizing” investment, Chuck Schwab has driven countless innovations in the investment services industry designed to help individual’s make the most of saving and investing, including 24/7 access to services, the one-stop mutual fund supermarket providing access to thousands of no-load, no transaction fee mutual funds, custodial services for independent registered investment advisors, online trading and many others. Today, the company has expanded from its roots as a discount brokerage and provides a full-service investing and banking experience to clients domestically and abroad and serves over 10 million accounts.

Mr. Schwab has been Chairman of The Charles Schwab Corporation since its inception and has served as Chief Executive officer for most of its history until October 2008. He is also Chairman of Charles Schwab Co. Inc. and Charles Schwab Bank, and a trustee of The Charles Schwab Family of Funds, Schwab Investments, Schwab Capital Trust and Schwab Annuity Portfolios, all registered investment companies.

In addition to his professional commitments, Mr. Schwab takes an active interest in a variety of volunteer and non-profit activities. Along with his wife Helen, he is the co-founder and chairman of the Charles and Helen Schwab Foundation, a private foundation that supports entrepreneurial organizations working in education, poverty prevention, human services and health. Mr. Schwab also serves as chairman of the San Francisco Museum of Modern Art.

On January 22, 2008, President George W. Bush named Mr. Schwab chairman of the President39;s Advisory Council on Financial Literacy, a groundbreaking initiative which advised the President and the Secretary of the Treasury on ways to promote and enhance financial literacy among the American people.

He is the author of several bestselling investment books, including, How to Be Your Own Stockbroker . Charles Schwab39;s Guide to Financial Independence . It Pays To Talk . written with his daughter, Carrie Schwab Pomerantz, and You39;re Fifty — Now What?

Mr. Schwab was born in Sacramento, CA. He is a graduate of Stanford University, earning a Bachelor of Arts degree in economics and a Master of Business Administration degree from Stanford Graduate School of Business.

A father of five children, Mr. Schwab resides with his wife, Helen, in the San Francisco Bay Area.

Updated Oct. 2015

Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value

Charles Schwab & Co. Inc. is an equal opportunity/affirmative action employer committed to diversifying its workforce. All applications are considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or based on any individual's status in any group or class protected by applicable federal, state or local law.

The Charles Schwab Corporation provides a full range of securities, brokerage, banking, money management, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co. Inc. (“Schwab”), Member SIPC. offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products.

Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Schwab. Independent investment advisors are not owned, affiliated with, or supervised by Schwab. Schwab Retirement Plan Services, Inc. and Schwab Retirement Plan Services Company provide recordkeeping and related services with respect to retirement plans.

Public Company Information:

"We are confident Broadridge’s holistic suite of solutions will help us get them there."

SAN FRANCISCO--(BUSINESS WIRE )--Charles Schwab today announced plans to significantly enhance its global investing offer through a strategic relationship with Broadridge Financial Solutions (NYSE:BR), a global industry leader in securities processing and business process outsourcing (BPO) solutions for financial services firms.

Key to these enhancements will be the launch of a robust, multi-country and multi-currency offering in Q1 2012, where Schwab clients can initially trade in 12 markets and eight currencies. Broadridge will provide the technology needed to support currency trade processing, accounting and reporting.

The collaboration with Broadridge represents the most recent addition to Schwab’s global investing services. Launched last fall with over-the-counter (OTC) foreign stocks, foreign equity trading by Schwab clients has accelerated dramatically, growing by more than 300 percent in the first quarter of 2011 over the prior year.

While Schwab already offers country and sector-based research for investors, the firm will soon introduce a suite of new guidance capabilities including global macro-economic and currency commentary from Schwab and third-party experts. It will also offer round-the-clock customer service and support for international trading of both equities and currencies.

“As our clients continue to take a broader world view with their portfolios and their long-term goals, we want to be sure they have a platform that lets them access global markets seamlessly, and houses research, tools and guidance that enable them to become more confident and successful investors,” said Brian McDonald, Senior Vice President of Active Investor and Core Client Experience at Charles Schwab. “We are confident Broadridge’s holistic suite of solutions will help us get them there.”

“Broadridge is pleased to be able to work with a respected firm like Schwab to create a best-in-class global trading experience for its clients,” said Joseph Barra, President of International Securities Processing and Global Outsourcing Solutions at Broadridge. “Our technology and operations BPO expertise will help Schwab establish its platform as a truly international investing destination with both trading and custody capabilities.”

Para maiores informações

Charles Schwab provides active traders with several trading platforms, free seminars and workshops, online education resources and 24-hour access to experienced trading specialists. For more information, please visit schwab/AT or call 800-435-9050.

About Charles Schwab

The Charles Schwab Corporation (NYSE:SCHW) is a leading provider of financial services, with more than 300 offices and 8.1 million client brokerage accounts, 1.4 million corporate retirement plan participants, 736,000 banking accounts, and $1.7 trillion in client assets. Through its operating subsidiaries, the company provides a full range of securities brokerage, banking, money management and financial advisory services to individual investors and independent investment advisors. Its broker-dealer subsidiary, Charles Schwab Co. Inc. (member SIPC. sipc ), and affiliates offer a complete range of investment services and products including an extensive selection of mutual funds; financial planning and investment advice; retirement plan and equity compensation plan services; referrals to independent fee-based investment advisors; and custodial, operational and trading support for independent, fee-based investment advisors through its Advisor Services division. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides banking and mortgage services and products. More information is available at schwab and aboutschwab. (0711-4336)

International investments are subject to additional risks such as currency fluctuation, political instability and the potential for illiquid markets.

Foreign exchange trading may not be suitable for all investors, therefore ensure you fully understand the risks involved and carefully consider your investment objectives, level of experience and risk appetite before investing. Any transaction involving currencies involves risk including, but not limited to, the potential for changing political and/or economic conditions that may substantially affect the price or liquidity of a currency.